¹APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice.

²Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. You cannot use cash advances, or balance transfers to pay an existing balance on other First Financial Bank credit cards or loans. No interest will be due on purchases made and balance transfers completed during the Promotional Period, if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be 15.49–21.49%, which may vary with the market based on the Prime rate. All credit cards are subject to credit review and approval and rates are subject to change without notice.